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First Home Buyer Loan

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First Home Buyer?

Learn More About Your First Home Loan

Home Loans For First Home Buyers

Are you finally ready to buy your first home? The top four questions we answer for first home buyers are:

  1. How much can I borrow?
  2. How much deposit do I need (or currently have)?
  3. What is my purchasing limit?
  4. Am I eligible for any First Home Buyer Grants/ Schemes or Benefits?

How A First Home Buyer Mortgage Broker Can Help You

Our mortgage brokers specialise in working with first-home buyers. We have a proven track record of helping you secure the keys to your first home. As exciting as this sounds, we break down our process into very clear steps for you, guiding you on what comes next. Let’s replace your feeling of overwhelm with confidence. After all, there have been millions of Australians who have bought their first home. How hard can it really be?

As a first-home buyer, seeking the assistance of a reputable mortgage broker can give you a competitive edge. It’s all about being able to make an offer on the home you want with confidence. We have a reputation for getting loans approved. And, to give you peace of mind, we have never lost a deposit and never missed a settlement.

We’ll guide you through your first home buyer loan application and replace any feeling of overwhelm with confidence and reassurance. Buying your first home should be an achievement yet so many Australians associate it with stress. Why? It’s because they’re not organised or are not being updated throughout the process. We want to ensure you have a relatively stress-free journey.

Why Work With Atelier Wealth

Do you want to buy your first home but feel like getting a loan is the stressful part? That’s where we come into the picture. We focus on your loan so you can focus on buying your home. We’ve helped hundreds of first-home buyers go from feeling utterly overwhelmed to putting the “sold” sticker on the sign in front of their new home.

Who said buying a home has to be stressful? Why can’t it be exciting? That’s why Atelier wealth exists. We’ve got a track record and we know how to get your loan approved. We want to ensure you can purchase your first home with confidence. That’s the Atelier Wealth difference.

Knowing which lender to go to
For some clients, it’s about getting the strongest borrowing capacity. For other clients, it’s all about which lender understands their income such as casual or bonuses. Having worked with 27 lenders in the last 12 months, you can be assured that we know lenders’ policies inside out. When we listen to what your plans are and what your current situation is, we then do our research to recommend the most suitable lender for you. Our team are expert problem-solvers, able to respond quickly when we encounter a complex application.
Get your approved quickly and seamlessly
Perhaps you’ve heard from friends or family who talk about the stress of getting their loan approved when buying their first home. We want to rewrite this script for you. There may be challenges. There may be delays. But that’s where our level of ownership and accountability make the difference for you.

We can pre-empt your questions, explain what happens next, and ensure that your conveyancer and real estate agent are updated. This also makes the process far less stressful, especially for a first-home buyer. We also stay up-to-date on policy changes and first-home buyer grants that may be available to you.
A property portfolio starts with one
Your first home is rarely your forever home, especially as your life changes or your family grows. You might then think about your options and consider whether you should turn your first home into an investment property or sell it. It’s a common consideration. We often refer to your first home as a “stepping stone” property.

We also like to have this conversation upfront as it could change the way your loan is structured. This is all part of our insights and experience when it comes to working with first-home buyers. It’s not just about this purchase, it’s also thinking many steps ahead to give you options. We can advise first-home buyers on how to take the right steps to start a property portfolio and build long-term intergenerational wealth.

Get Started With Buying A Property

Buying property can be stressful, especially when you’re a first-home buyer requiring a home loan. Enlisting a mortgage broker means first-home buyers can understand the process, access first-home buyer schemes and grants, save time, and find flexible first-home buyer home loan options.

Our clients come to us at all stages throughout their journey, whether they want to move quickly on their dream property, buy a smaller property as a stepping stone, or consider reinvesting. No matter what you’re looking for or which stage of the process you are in, we can assist you.

FAQ’s

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Happy Clients Say

We want to express our gratitude for your exceptional efforts in successfully completing this purchase. Your professionalism, attention to detail, and timely communication made the entire process smooth and stress-free.

Thank you once again for your valuable assistance.

Behrang and Sherry

Aaron had a very friendly and welcoming character, which is a nice change to dealing directly with the large banks which can be quite a soulless interchange. The process has been seamless from start to finish with consistent communication. I would also add that at no point have I felt like a commission cheque – which I have felt many times before with previous brokers – so I have to say that is very refreshing. I’ve since provided Aaron’s details to some very close friends and colleagues.

Mathew A
Investor

Aaron was a pleasure to deal with when buying my first home last year. Initially, the entire process felt overwhelming, however when Aaron became involved his advice and professional manner made me feel very comfortable. He was always available to answer questions and provide guidance, and still contacts me well after my loan settled to have a quick talk and make sure everything is okay.

Michael S
First Home Buyer

Aaron could not have been more helpful, from the moment we first met until settlement. He clearly guided us through the whole process and ensured that if we had any questions along the way, we received clear and concise answers as soon as possible. He really took a lot of the stress out of the process. We were extremely grateful for Aaron’s service and would not hesitate to recommend him to anyone who is looking to buy a new home.

Ashleigh S
Home Buyer

Aaron is a thorough professional. We are floored at the speed with which our case, capsuled in all possible challenges facing our loan application, was taken up. He ensured timely communication on documentation required, getting the right feedback from lenders, evaluation agencies, etc. The mechanism of putting a personalised mortgage angel in place for feedback and updates during the settlement period is unheard of. Finally, the personal touch from Aaron staying in regular connect kept our anxiety away during the whole process.

Michael & Bianca W
Investors

We can’t thank you enough for all of your hard work and support throughout the purchase of our first home. Nothing was ever too much trouble, and you made this rather daunting process much easier – and dare we say, even enjoyable. Your knowledge made us feel like we were in safe hands and you constantly exceeded our expectations. Thank you again.

Sarah and Kate O
First Home Buyers

I am a BDM with Nab Broker working with over 300 Brokers. I have been working with Aaron for over a year and in this time I have really enjoyed working with him. Aaron is extremely knowledgeable and is focused on finding the right solution for each and every one of his customers. He goes above and beyond for his customers and is a pleasure to work with. Aaron is, in my opinion, the future of the broking industry. He brings credibility and trust and will be a huge force moving forward.

Ryan M
BDM
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